It’s important that after you’ve been involved in an accident that the right steps are taken. Here are the correct steps to take:
- Determine if there are any injuries. Your first reaction might be to panic, but it’s important to try to stay calm. Examine yourselfcar accident information exchange for any possible injuries and determine if you or anyone else in the car needs medical attention.
- Call the police. Whether the accident is minor or serious, you’re going to need to file a car accident report with the police. Don’t leave the scene of the accident until this is done completely. Be sure to give the authorities very complete and very accurate information.
- Gather information. Now it’s time to get the names, phone numbers and addresses of everyone involved in the accident. You should also ask for their drivers license number and jot down a quick description of their car and license plate number. (Don’t just assume the license plate number will do, it’s important to gather everything.)
- Call your insurance agent. Call your agent or the number on your proof of insurance card. It’s important to do this right away. Give them details of the accident and discuss how you’re going to file your claim.
Accidents can be scary and they can be a lot to deal with. If you have a parent or aunt/uncle nearby, you may want to give them a call after you’ve called the police. Accidents happen, but you need to be prepared. Refer to our post regarding What Documents to Always Keep in Your Car for any questions on what information to have ready.
Each of those steps is very important, so it may be helpful to print it off as a checklist and keep it in your car. Review it with your parents and take notes on any other steps they’d like for you to take.