As a young adult, it’s hard to think about saving and budgeting your money. In high school and possibly the early years of college, you’re most likely making minimum wage or not much more. You may be fortunate enough to get an allowance or have most of your expenses paid for, but it’s still important to learn the value of money. Here are some guidelines to help manage your money effectively. Use a savings account.
If you don’t have one of these, go ahead and open one with the help of a parent. Having your savings in the bank instead of in cash under your bed will make it less tempting to take from. Even adding as little as $10 per paycheck will really pay off when it’s time to start college. Budget your income.
Turn your spending into smart spending. Putting some money away into a savings account is a great way to begin. Next, it’s important to make a budget and stick to it. Plan your monthly spending and compare it to how much you actually ... read more
You probably don’t remember car phones. (Lucky you.) We are even past the time of cell phones. This is now the generation of smart phones. In fact, these smartphones are where some people are spending much of their time. We decided to do a little research on what apps young adults are spending their time buried into (besides texting of course). Pandora
Pandora is a radio app that offers you music anytime you like with less ads than the actual radio. Pandora lets you create a playlist through your favorite song or artist. IT will also suggest similar songs based on your playlist. Perfect for a teen on the go or in the car. Shazam
Also for music lovers, the Shazam app helps you keep up with the songs you want to download. If you hear a song play, you hold out your phone and Shazam will provide you with the song information. Instagram
Instragram is a photo sharing app. It lets you edit pictures before posting and see your friends or celebrities ph ... read more
Before you brainstorm what your top choices might be, make sure you have an open mind. It’s easy to imagine what schools your friends are going to or to favor the “party schools.” We recommend keeping these things in mind before making a decision: Why are you going?
Before you begin your search, ask yourself the reasons for going to school. What are your goals? What are your strengths? Your weaknesses? You’re not expected to have your major chosen while still in high school, or even your first year, but why are you going? Do you want to remain close to family, or do you want a fresh start in a new city or state? Do you have specific academic goals? These are all important things to think about. Size Matters.
Now it’s time to think about whether you’d prefer a large university or a smaller college. Also- would you like to go for 2 years or 4? It’s always an option to start out at a smaller, local community college and transfer to a 4-year school. Think abo ... read more